Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Should I Sign Up For Life Insurance Through Work If I Already Have A Life Insurance Policy?

Life insurance is offered by some employers as part of their group benefits package. Usually, the employer pays for most or all of the premiums. Companies are not required to provide life insurance for their employees. When they do, it is a nice benefit, and you should take advantage of it. If you already have an individual life insurance policy, that is ideal, as group...

Medicare Advantage Enrollees Discover Dirty Little Secret

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What Does Being “Vested” In Your 401(k) Mean?

As defined by the IRS, vesting in a retirement plan means ownership. Each employee vests a certain percentage of their account in the 401(k) plan every year. An employee who becomes 100% vested in his or her 401(k) account balance owns 100% of the balance. When this occurs, the employer cannot take it back (forfeit) for any reason. Amounts that are not vested in a...

Wake Up AARP! A Message to Seniors: Medicare "Disadvantage" Is a Corporate Trap

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Medicare Part B Premiums Rise 7% In 2020, With Premiums For Highest-Income Couples Nearing $12,000 A Year

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