Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Medicare Part B Premium Jumps Dramatically for 2022 | Kiplinger
Posted: November 15, 2021
Rising health care costs and the approval of Aduhelm, a new expensive Alzheimer's drug, were partly to blame for increases in the Part B premium and deductible. View Full Post...
Pros and Cons of Hiring Over the Holidays
Posted: November 13, 2021
Pros and Cons of Hiring Over the HolidaysIs the holiday season a good time to recruit and hire new staff? The verdict is still out on that question. While some people support the idea of a holiday hiring freeze, others believe it is purely a myth. The truth is there are both advantages and disadvantages to end-of-year hiring. What Are the Pros of Holiday Hiring? Proponents of hiring over the holidays believe...
Health Savings Accounts: An underutilized tool for long-term financial wellness | BenefitsPRO
Posted: October 29, 2021
To help boost that longer-term growth potential, most HSA administrators will allow HSA members to allocate contributions to mutual funds or a brokerage account once their balance reaches a certain threshold. There’s more: HSAs are owned by the individual and are portable for the employee from employer to employer. And, in the event of the HSA member’s death, the balance is payable to a beneficiary....
Should Your Business Offer an HRA or HSA?
Posted: October 28, 2021
Should Your Business Offer an HRA or HSA?HRAs and HSAs are two very popular, tax-advantaged healthcare savings plans. These plans differ in several ways, including who is eligible to participate, where contributions come from, and what kind of health plans can be combined with them. Before deciding which one is better for your company, it is important to understand what these plans are, what benefits they provide, and the key differences between...
Understanding Medicare Advantage
Posted: October 19, 2021
Understanding Medicare AdvantageFall is upon us, and so is open enrollment AEP 10-15-12-7. Our independent agency can help review your benefits and help you determine what makes sense with our 23 years of experience and health insurance planning for retirement. Click Here to Read this Article....