Traveling the world is one of life’s greatest experiences, but it can also come with unexpected challenges. Having the right travel insurance is the key to a stress-free experience. This is especially true for those 65 and older on Medicare, whose health coverage does not extend internationally. With 2025 and spring break around the corner, travel insurance is a necessity for peace of mind and financial protection.
Why You Need Travel Insurance
- Medical Coverage: Many individual and group insurance plans lack international medical coverage. GeoBlue stands out by offering up to $1,000,000 in medical coverage, including emergency evacuation and accidental death & dismemberment (AD&D), and some travel interruption coverage. Allianz offers extensive trip coverage, and also provides up to $50,000 in medical benefits along with support for medical transportation.
- Trip Cancellation and Protection: Life can be unpredictable. Illness, extreme weather, or unexpected family emergencies can disrupt travel plans. Allianz offers trip cancellation benefits up to the amount you choose to insure, along with trip interruption coverage.
- Lost or Delayed Luggage: Both Allianz and GeoBlue help with lost, damaged, or delayed luggage. From reimbursing essentials to covering damaged belongings, this protection is great during busy travel seasons.
- Emergency Evacuation: International medical evacuations can cost hundreds of thousands of dollars. Both GeoBlue and Allianz include evacuation coverage, making sure you get the best care without financial strain.
- Hazardous Activities Coverage: GeoBlue offers up to $25,000 for claims related to activities like downhill skiing and scuba diving, helping thrill seekers travel with confidence.
GeoBlue and Allianz: A Perfect Partnership
We recommend combining both plans for the greatest coverage. Here’s why:
GeoBlue Highlights:
• Up to $1,000,000 in medical benefits with a $0 deductible.
• 24/7/365 assistance with unlimited telemedicine.
• Access to a global network of vetted doctors and facilities in 190+ countries.
• Direct billing with providers for seamless claims.
Allianz Highlights:
• Flexible trip cancellation protection up to $100,000.
• Enhanced coverage for delays and interruptions.
• SmartBenefits® for fixed payments without receipts after qualifying delays.
• Concierge services and additional upgrades like “Cancel for Any Reason.”
By combining the strengths of both GeoBlue and Allianz, you get great medical coverage and trip protection, making sure you’re prepared for the unexpected.
A Special Note for Seniors
For travelers 65 and older, it’s so important to acknowledge that Medicare and most supplemental plans don’t cover international travel. GeoBlue ensures global coverage for medical emergencies, so you’re never stranded without help. Allianz adds further protection with options specific to your travel preferences.
Planning for 2025
Travel smarter with the right insurance. Whether it’s a Viking cruise, a fishing trip, or a European getaway, let us help you find the perfect coverage plan for you and your family. As we continue to continue to offer travelers insurance, we have found that Allianz and GeoBlue offer the best coverage to millions of Americans in terms of coverage, cost, and their claims processes.
Get Started Today
Protect your travel investment and your health:
• Call us at (630)-885-8082
• Start your quote here
Reach out to Boettcher Insurance Agency today to learn more about GeoBlue, Allianz, and the perfect travel insurance solutions.
