By Boettcher Insurance Agency
As the year winds down, many people are rushing to use their healthcare benefits before deductibles reset. Over 40% of patients wait until the last quarter to schedule routine care, trying to maximize their benefits before they expire for the year. This surge in demand typically leads to fully booked schedules in many doctor offices, especially in November, adding stress not only for patients but also for healthcare providers.
The result? Patients who wait until the end of the year often face delays or rushed care, with some even pushed into the following year for general appointments. In 2023, more than 30% of Americans reported being unable to get timely appointments due to high patient volumes at year-end. The increased exposure to germs and illness during the colder months can make fourth-quarter visits even more challenging as hospitals and waiting rooms are often filled with patients seeking care for seasonal illnesses.
Proactively scheduling healthcare appointments earlier in the year like the spring or summer, can help avoid this holiday rush, reduce exposure to illnesses, and ensure you receive the care you need in a timely manner. With rising healthcare costs and higher deductibles each year, planning ahead can prevent unnecessary stress and ensure you maximize your healthcare benefits.