Health Savings Accounts: An underutilized tool for long-term financial wellness | BenefitsPRO
Posted: October 29, 2021
To help boost that longer-term growth potential, most HSA administrators will allow HSA members to allocate contributions to mutual funds or a brokerage account once their balance reaches a certain threshold. There’s more: HSAs are owned by the individual and are portable for the employee from employer to employer. And, in the event of the HSA member’s death, the balance is payable to a beneficiary....
Should Your Business Offer an HRA or HSA?
Posted: October 28, 2021
Should Your Business Offer an HRA or HSA?HRAs and HSAs are two very popular, tax-advantaged healthcare savings plans. These plans differ in several ways, including who is eligible to participate, where contributions come from, and what kind of health plans can be combined with them. Before deciding which one is better for your company, it is important to understand what these plans are, what benefits they provide, and the key differences between...
Understanding Medicare Advantage
Posted: October 19, 2021
Understanding Medicare AdvantageFall is upon us, and so is open enrollment AEP 10-15-12-7. Our independent agency can help review your benefits and help you determine what makes sense with our 23 years of experience and health insurance planning for retirement. Click Here to Read this Article....
5 Ways to Protect Yourself When Buying a Business
Posted: October 13, 2021
5 Ways to Protect Yourself When Buying a BusinessPurchasing a going concern can be a great way to go into business. The company you are buying may already have established customers or clients, smoothly running operations, trained employees, and cash flow. But buying a business can be risky – it requires dedicated due diligence. The following are ways to protect yourself when acquiring a business. Do Your Due Diligence Do not cut corners...
What Additional Benefits Should I Offer Remote Employees?
Posted: September 28, 2021
What Additional Benefits Should I Offer Remote Employees?The remote workforce is growing stronger. A large percentage of employees are now working away from the office one or more days per week. There are many advantages to providing special perks for remote workers. Here are some examples of the types of benefits you can offer employees who work from home. Flexible Work Hours and Unlimited PTO One advantage of working remotely is knowing...